Your New Investment Lineup

Before investing in any mutual fund, consider the investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

Changes could occur during the transition period that could result in changes to the asset transfer strategy described here.

The Plans will continue to give you a choice of investment options that allow you the flexibility to build your own strategy to meet your financial needs.

Depending on which funds you currently invest in, some of your investments may change. Some investments will be liquidated and reinvested in new investment options. Others will transfer to the same investment option (called a reregistration, or in-kind transfer). All assets will remain fully invested during the change.

 

How investment options will transfer

EMPLOYEES HIRED AFTER JULY 1, 2015: please click here for information pertaining to your plans.

FOR EMPLOYEES HIRED BEFORE July 1st, 2015: please click here for information pertaining to your plans.

When the market closes at 4:00 p.m. Eastern Time on March 30, 2021, the Legacy investment options offered through the Plans will no longer be available.

As a result, current account balances and future contributions in the Plans will transfer to the new investment options as shown in the table below on March 31, 2021.

Applicable account balances and future contributions will transfer to the Fidelity Freedom Index Fund that has a target retirement date closest to the year you might retire and assumes a retirement age of 65. The target retirement date timeline and retirement age were selected by the Plan sponsor.

On March 31, 2021, all services will continue to be available, including the ability to make investment changes within your account.

 

Default Investment Options

The University of Kentucky has determined that applicable current account balances and future contributions to your account that you have not directed to a specific investment option in the Plan as shown in the mapping chart below will be invested in a Fidelity Freedom Index Fund.

Your applicable current balance (see mapping chart below) and future contributions will be invested in the target date fund that has a target retirement date closest to the year you might retire and assumes a retirement age of 65. The target retirement date timeline and retirement age were selected by the Plan sponsor.

Target Date Funds are an asset mix of stocks, bonds and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed. Please use the guidelines in the table below to determine in which Fidelity Freedom Index Fund applicable and future contributions will be invested.

DATE OF BIRTH

FUND NAME

TARGET RETIREMENT DATE

Before 1938

Fidelity Freedom® Index Income Fund–Institutional Premium Class

Retired before 2003

January 1, 1938–December 31, 1942

Fidelity Freedom® Index 2005 Fund–Institutional Premium Class

Target Years 2003–2007

January 1, 1943–December 31, 1947

Fidelity Freedom® Index 2010 Fund–Institutional Premium Class

Target Years 2008–2012

January 1, 1948–December 31, 1952

Fidelity Freedom® Index 2015 Fund–Institutional Premium Class

Target Years 2013–2017

January 1, 1953–December 31, 1957

Fidelity Freedom® Index 2020 Fund–Institutional Premium Class

Target Years 2018–2022

January 1, 1958–December 31, 1962

Fidelity Freedom® Index 2025 Fund–Institutional Premium Class

Target Years 2023–2027

January 1, 1963–December 31, 1967

Fidelity Freedom® Index 2030 Fund–Institutional Premium Class

Target Years 2028–2032

January 1, 1968–December 31, 1972

Fidelity Freedom® Index 2035 Fund–Institutional Premium Class

Target Years 2033–2037

January 1, 1973–December 31, 1977

Fidelity Freedom® Index 2040 Fund–Institutional Premium Class

Target Years 2038–2042

January 1, 1978–December 31, 1982

Fidelity Freedom® Index 2045 Fund–Institutional Premium Class

Target Years 2043–2047

January 1, 1983–December 31, 1987

Fidelity Freedom® Index 2050 Fund–Institutional Premium Class

Target Years 2048–2052

January 1, 1988–December 31, 1992

Fidelity Freedom® Index 2055 Fund–Institutional Premium Class

Target Years 2053–2057

January 1, 1993–December 31, 1997

Fidelity Freedom® Index 2060 Fund–Institutional Premium Class

Target Years 2058–2062

January 1, 1998 and later

Fidelity Freedom® Index 2065 Fund–Institutional Premium Class

Target Years 2063 and beyond

 

New Investment Lineup as of March 31, 2021

 

ASSET CLASS

FUND NAME

TICKER

Target Date Fund

Fidelity Freedom® Index Income Fund–Institutional Premium Class

FFGZX

Target Date Fund

Fidelity Freedom® Index 2005 Fund–Institutional Premium Class

FFGFX

Target Date Fund

Fidelity Freedom® Index 2010 Fund–Institutional Premium Class

FFWTX

Target Date Fund

Fidelity Freedom® Index 2015 Fund–Institutional Premium Class

FIWFX

Target Date Fund

Fidelity Freedom® Index 2020 Fund–Institutional Premium Class

FIWTX

Target Date Fund

Fidelity Freedom® Index 2025 Fund–Institutional Premium Class

FFEDX

Target Date Fund

Fidelity Freedom® Index 2030 Fund–Institutional Premium Class

FFEGX

Target Date Fund

Fidelity Freedom® Index 2035 Fund–Institutional Premium Class

FFEZX

Target Date Fund

Fidelity Freedom® Index 2040 Fund–Institutional Premium Class

FFIZX

Target Date Fund

Fidelity Freedom® Index 2045 Fund–Institutional Premium Class

FFOLX

Target Date Fund

Fidelity Freedom® Index 2050 Fund–Institutional Premium Class

FFOPX

Target Date Fund

Fidelity Freedom® Index 2055 Fund–Institutional Premium Class

FFLDX

Target Date Fund

Fidelity Freedom® Index 2060 Fund–Institutional Premium Class

FFLEX

Target Date Fund

Fidelity Freedom® Index 2065 Fund–Institutional Premium Class

FFIKX

Stock

Vanguard Developed Markets Index Fund Institutional Plus Shares

VDIPX

Stock

Vanguard Emerging Markets Stock Index Fund Institutional Shares

VEMIX

Stock

Vanguard Institutional Index Fund Institutional Plus Shares

VIIIX

Stock

Vanguard Mid-Cap Index Fund Institutional Shares

VMCIX

Stock

Vanguard Small-Cap Index Fund Institutional Shares

 

Stock

Vanguard Small-Cap Value Index Fund Institutional Shares

VSCIX

Real Estate

Vanguard Real Estate Index Fund Institutional Shares

VGSNX

Bond

Vanguard Short-Term Treasury Index Fund Institutional Shares

VSBIX

Bond

Vanguard Long-Term Treasury Index Fund Institutional Shares

VLGIX

Bond

Vanguard Intermediate-Term Treasury Index Fund Institutional Shares

VIIGX

Bond

Vanguard Total Bond Market Index Fund Institutional Shares

VBTIX

Stock

AB Discovery Growth Fund Class Z

CHCZX

Stock

Fidelity® Contrafund® K6

FLCNX

Stock

Fidelity® Low-Priced Stock K6 Fund

FLKSX

Balanced

Janus Henderson Balanced Fund Class N

JABNX

Balanced

Vanguard Equity-Income Fund Admiral Shares

VEIRX

Bond

Western Asset Core Plus Bond Fund Class IS

WAPSX

Stock

AB Discovery Growth Fund Class Z

CHCZX

Stock

Fidelity® Contrafund® K6

FLCNX

Stock

Fidelity® Low-Priced Stock K6 Fund

FLKSX

Balanced

Janus Henderson Balanced Fund Class N

JABNX

Balanced

Vanguard Equity-Income Fund Admiral Shares

VEIRX

Bond

Western Asset Core Plus Bond Fund Class IS

WAPSX

Bond

Vanguard Inflation-Protected Securities Fund Institutional Shares

VIPIX

Short Term

Vanguard Federal Money Market Fund Investor Shares

VMFXX