Review the important key dates for the Flexible Spending Accounts (FSAs) below to be prepared for the transition to Fidelity®.

Flexible Spending Accounts (FSAs)

DATE

WHAT’S HAPPENING


October 24, 2026 – November 15, 2026

Make your 2027 Health Care FSA, Limited Purpose FSA and Dependent Care FSA elections during Annual Enrollment.

Late December 2026

Your new debit card is expected to ship to your home address on file. If you also elect an HSA, you will use the same debit card for both.

December 31, 2026

Last day to incur any expenses that can be reimbursed with your 2026 FSA contributions.

 December 31, 2026

Last day to use your Smart-Choice Accounts debit card for FSA expenses.

After this day you can submit your manual FSA claims for expenses to Smart-Choice Accounts through March 31, 2027.

March 31, 2027 

Deadline to submit any reimbursements to Smart-Choice Accounts for expenses incurred between January 1, 2026–December 31, 2026.

After March 31, 2027

Your funds if available will carryover after March 31, 2027, up to the IRS maximum. 

On or around April 15, 2027

Your 2026 Health Care FSA and Limited Purpose FSA carryover funds will be available at Fidelity.