WHAT’S CHANGING?

The USNH Health Savings Account (HSA) is moving to Fidelity on January 1, 2026

Service center phone number and website

You can access  your HSA account information along with other Fidelity accounts by calling 800-343-0860 or by logging in to netbenefits.com.

If you already have a username an d password for another Fidelity account use that same login information to access your HSA. Otherwise, select “Register as a new user.”

Fidelity Health^® App

Fidelity offers an easy-to-use app for your phone or tablet that you can download from the Apple App Store^® or Google Play^TM. Review your HSA, pay bills or reimburse yourself, store and share benefit ID cards, and more.

A single debit card for qualified medical expenses

You will receive a special-purpose Visa^® card that provides an easy, automatic way to pay for qualified medical expenses at eligible merchants and service providers that accept Visa debit cards for payment. The eligible amount of the purchase will be deducted—automatically—from the appropriate account based on the type of merchant, expense type and available balance in the account.

Investment options

Fidelity gives you broad investing options for your HSA, including specific Fidelity HSA^® Funds to Consider. These are professionally selected funds by Fidelity for HSA investing, all with waived investment minimums. Other HSA investing options include single-fund options, such as target date funds and target allocation funds¹, as well as Fidelity’s entire brokerage lineup, which includes mutual funds, ETFs, stocks, bonds, US Treasuries and FDIC-insured CDs. Note: there are no account transaction fees with a Fidelity HSA.²

Log in to netbenefits.com. From the “Health Savings Account” section on the home page select the “Investing” tab to view the investment options available to you and to make your investment elections for your HSA balance and future contributions.

Money market default fund

Once your account is activated, HSA contributions without an investment election on file are placed in a Fidelity^® Government Cash Reserves account to help you grow your money.³

WHAT’S STAYING THE SAME?

HSA company and employee contributions

If enrolled in an HSA-Eligible Health Plan with USNH, company contributions and any elected pretax employee HSA contributions will continue on the same timeline as before the transition.

Important: Your elections from 2025 will not carry over. You must actively open an HSA in order to contribute. If you elect and HDHP, you are eligible for a USNH HSA company contribution, even if you choose not to make your own contributions.