What’s changing

The following benefit accounts are moving to Fidelity on January 1, 2026:

• Health Savings Account (HSA)

• Health Care Flexible Spending Account (HCFSA)

• Dependent Care Flexible Spending Account (DCFSA) 

• Commuter Benefits Account 

Investment options 

Fidelity gives you broad investing options for your HSA, including specific Fidelity HSA® Funds to Consider. These are professionally selected funds by Fidelity for HSA investing, all with waived investment minimums. Other HSA investing options include single-fund options, such as target date funds and target allocation funds1, as well as Fidelity’s entire brokerage lineup, which includes mutual funds1, ETFs, stocks, bonds, US Treasuries and FDIC-insured CDs. Note: There are no account transaction fees with a Fidelity HSA.2 

Log on to www.netbenefits.com. Once your account is opened, from the “Health Savings Account” section on the home page, select the “Investing” tab to view the investment options available to you and to make your investment elections for your HSA balance and future contributions.

A single debit card for qualified medical and dependent care expenses

You will receive a special-purpose Visa® card that provides an easy, automatic way to pay for qualified medical and dependent care expenses at eligible merchants and service providers that accept Visa debit cards for payment. The eligible amount of the purchase will be deducted – automatically – from the appropriate account based on the type of merchant, expense type and available balance in the account.

Debit card for commuter benefit expenses

You will receive a new commuter account debit card in the mail, and your funds will be loaded following your payroll contribution. This special-purpose debit card provides an easy, automatic way to pay for eligible transit and parking expenses from one debit card. You can use your card to pay for expenses at eligible merchants and service providers that accept debit cards. This card is different from the debit card you receive for the HSA and FSAs.

Your WEX card can be used until December 31, 2025.

Service center phone number and website access

You can access your HSA, FSA, and Commuter account information, along with your 401(k), by calling 800-835-5095 or by logging in to www.netbenefits.com.

If you already have a username and password for another Fidelity account, including the 401(k), use that same login information to access your HSA, FSA, and Commuter accounts. Otherwise, select “Register as a new user.”

Fidelity Health^® App 

Fidelity offers an easy-to-use app for your phone or tablet that you can download from the Apple App Store^® or Google Play™. Review your HSA and FSA balances, pay bills or reimburse yourself, store and share benefit ID cards, and more.

What’s not changing

HSA company and employee contributions

If you are in enrolled in the Regence BCBS HSA-Compatible Medical Health Plan with Lithia & Driveway and have opted into the HSA, both company contributions and any elected pre-tax employee HSA contributions will continue on the same timeline as before the transition.

Important: Your HSA elections from 2025 will not carry over. You must actively open an HSA in order to contribute. If you elect the HSA plan, you are eligible for company contributions even if you choose to not make your own contributions.

FSA eligible expenses and claim submission deadlines

THe Health Care and Dependent Care FSA claim submission deadline will not change due to the transition to Fidelity. Please submit any 2025 FSA claims to WEX at benefitslogin.wexhealth.com by March 31, 2026. You will submit any reimbursement claims for the 2026 plan year to Fidelity.

Please note, 2025 Commuter reimbursements must be submitted by December 31, 2025.

FSA Transfer Elections

You do not need to take any action to transfer your eligible Health Care FSA carry over funds to Fidelity.