The Tufts University Retirement Program will be transitioning to Fidelity.
Effective November 1, 2025, Fidelity Investments will become the sole administrative provider for both:
- Tufts University-Funded Retirement Plan – 401(a)
- Self-Funded Retirement Plan – 403(b)
Currently, these plans are administered by both Fidelity and TIAA. This transition to a single provider is designed to simplify your experience and better support your financial goals.
What This Means for You
Here’s how the transition benefits employees participating in any Tufts University Retirement Plan:
- Lower Fees: Reduced participant fees, saving you money.
- Simplified Access: The NetBenefits® website and mobile app to easily access and manage your account.
- Convenient Resources: Online planning tools, videos, and workshops to help you make decisions for your future.
- Proven Reliability: Continuity with a trusted service team and dedicated representatives to help you understand and maximize your benefits.
- Retirement Planning Advice: Fidelity’s Workplace Financial Consultants are financial professionals backed by industry-leading research and analysis, with the skills to help address your needs and help you plan holistically.
Same Plan Benefits
- Your plan benefits remain the same.
- The university's contribution to the 401(a) Plan for eligible employees is unchanged.
Next Steps
You’ll find more specific guidance on the next steps you need to take at the links below:
- Employees contributing to TIAA
- Employees with a TIAA balance and contributing to Fidelity
- Employees contributing only to Fidelity
- Employees not currently participating in the 403(b) plan
We’re Here to Help
Tufts University and Fidelity representatives will be available throughout this transition to answer your questions and support your retirement planning.