Before investing in any mutual fund, consider the investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.
Tufts University 401(a) and 403(b) Retirement Plans Investment Options Risk/Return Spectrum
TIAA and CREF Annuities
Assets in TIAA and CREF Annuities will not move to the investment menu at Fidelity unless a participant affirmatively acts to move them to the new investment menu.
Beginning November 1, 2025, future contributions will be directed to the investment lineup at Fidelity.
If you have not made an election on NetBenefits, your future contributions will be directed to a Vanguard Retirement Target Date Fund that has a target retirement date closest to the year you might retire and assumes a retirement age of 65.
No new contributions, transfers, or rollovers will be permitted into TIAA after November 1, 2025.
The table below details the annuities in the Tufts University Retirement Plans:
|
NAME |
DETAILS |
|
TIAA Traditional |
Currently offered in the Plans |
|
CREF Stock R3 |
Currently offered in the Plans |
|
CREF Money Market R3^ |
Currently offered in the Plans |
|
CREF Core Bond R3 |
Frozen investment option - contributions and transfers in are not allowed |
|
CREF Equity Index R3 |
Frozen investment option - contributions and transfers in are not allowed |
|
CREF Global Equities R3 |
Frozen investment option - contributions and transfers in are not allowed |
|
CREF Growth R3 |
Frozen investment option - contributions and transfers in are not allowed |
|
CREF Inflation-Linked Bond R3 |
Frozen investment option - contributions and transfers in are not allowed |
|
CREF Social Choice R3 |
Frozen investment option - contributions and transfers in are not allowed |
|
TIAA Real Estate |
Frozen investment option - contributions and transfers in are not allowed |
HOW TIAA MUTUAL FUND INVESTMENTS WILL TRANSFER
Assets in mutual funds being held at TIAA will map to the investment menu at Fidelity.
|
CURRENT INVESTMENT OPTION AT TIAA |
NEW INVESTMENT OPTION WITH FIDELITY |
|
|
Nuveen Lifecycle 2010 Retirement (TCLEX) |
► |
Vanguard Target Retirement Income (VTINX) |
|
Nuveen Lifecycle 2015 Retirement (TCLIX) |
► |
|
|
Nuveen Lifecycle 2020 Retirement (TCLTX) |
► |
Vanguard Target Retirement 2020 Fund (VTWNX) |
|
Nuveen Lifecycle 2025 Retirement (TCLFX) |
► |
Vanguard Target Retirement 2025 Fund (VTTVX) |
|
Nuveen Lifecycle 2030 Retirement (TCLNX) |
► |
Vanguard Target Retirement 2030 Fund (VTHRX) |
|
Nuveen Lifecycle 2035 Retirement (TCLRX) |
► |
Vanguard Target Retirement 2035 Fund (VTTHX) |
|
Nuveen Lifecycle 2040 Retirement (TCLOX) |
► |
Vanguard Target Retirement 2040 Fund (VFORX) |
|
Nuveen Lifecycle 2045 Retirement (TTFRX) |
► |
Vanguard Target Retirement 2045 Fund (VTIVX) |
|
Nuveen Lifecycle 2050 Retirement (TLFRX) |
► |
Vanguard Target Retirement 2050 Fund (VFIFX) |
|
Vanguard Cash Reserves Federal Money Market^ (VMRXX) |
► |
Vanguard Cash Reserves Federal Money Market^ (VMRXX) |
|
Vanguard Balanced Index Inst (VBAIX) |
► |
Age based Vanguard Target Retirement Fund |
^You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund’s sponsor is not required to reimburse the fund for losses, and you should not expect that the sponsor will provide financial support to the fund at any time, including during periods of market stress.
Need to reach TIAA? Phone: 800-842-2776 Website: www.tiaa.org/tuftsuniversity