How will my money transfer?

The Plan gives you a choice of investment options that allow you the flexibility to build your own strategy to meet your financial needs.

The investment options available in the Plan will not be changing as part of the transition. 

Your investments as of October 31, 2025, will transfer to the same investments at Fidelity (called a reregistration, or in-kind transfer) and will remain invested in the market during the transition.

Self-Directed Brokerage Accounts at Charles Schwab Transferring to Fidelity BrokerageLink®

When the market closes at 4 p.m. ET on October 31, 2025, the self-directed brokerage through Charles Schwab at NWPS will no longer be available. As a result, current account balances and future contribution elections held in self-directed brokerage will transfer to Fidelity BrokerageLink® on or about November 3, 2025.

All participants with a balance in brokerage assets will receive a separate communication in the coming weeks with the details specific to your brokerage account transfer.

Changes could occur during the transition period that could result in changes to the asset transfer strategy described here.