Before investing in any mutual fund, consider the investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

The Plan gives you a selection of investment options that allow you the flexibility to build your own strategy to meet your financial needs. It is important that you become familiar with the various investment options that will be available in the Plan. Information regarding each investment option’s risk, as well as its strategy and objective, can be obtained in the Investment Options Guide. Please consider all investment information before choosing your investments.

INVESTMENT OPTIONS

TICKER SYMBOLS

Stock Investment Options

Carillon Eagle Mid Cap Growth Fund Class R6

HRAUX

Harbor Capital Appreciation Fund Institutional Class

HACAX

John Hancock Funds Disciplined Value Fund Class R6

JDVWX

MFS International Equity Fund Class R6

MIEIX

MFS Mid Cap Value Fund Class R6

MVCKX

Vanguard Emerging Markets Stock Index Fund Institutional Shares

VEMIX

Vanguard Explorer Fund Admiral Shares

VEXRX

Vanguard Extended Market Index Fund Institutional Shares

VIEIX

Vanguard Institutional Index Fund Institutional Shares

VINIX

Vanguard Small-Cap Value Index Fund Institutional Shares

VSIIX

Vanguard Total International Stock Index Fund Institutional Shares

VTSNX

Bond Investment Options

Dodge & Cox Income Fund Class X

DOXIX

Vanguard Inflation-Protected Securities Fund Admiral Shares

VAIPX

Vanguard Short-Term Bond Index Fund Institutional Shares

VBITX

Vanguard Total Bond Market Index Fund Institutional Shares

VBTIX

Short-Term Investment Options

New York Life Guaranteed Interest Account

N/A

Vanguard Federal Money Market Fund Investor Shares^

VMFXX

Target Date Fund Options

Vanguard Target Retirement Income Fund

VTINX

Vanguard Target Retirement 2020 Fund

VTWNX

Vanguard Target Retirement 2025 Fund

VTTVX

Vanguard Target Retirement 2030 Fund

VTHRX

Vanguard Target Retirement 2035 Fund

VTTHX

Vanguard Target Retirement 2040 Fund

VFORX

Vanguard Target Retirement 2045 Fund

VTIVX

Vanguard Target Retirement 2050 Fund

VFIFX

Vanguard Target Retirement 2055 Fund

VFFVX

Vanguard Target Retirement 2060 Fund

VTTSX

Vanguard Target Retirement 2065 Fund

VLXVX

Vanguard Target Retirement 2070 Fund

VSVNX

Note: The new investment option being added to the Plan is listed in italics.